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Who initiates investment transactions?

A Minor is not allowed to transact in this account. Only the Parent/Guardian is allowed to initiate transactions, and is responsible for these transactions at all times. The Parent/Guardian may not delegate such responsibility to a Minor, although a Minor can make suggestions to the Parent/Guardian about investment transactions. As such, a Minor can not initiate an investment transaction. A Parent/Guardian can also initiate a transaction without a Minor’s consent. 

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