The bright start for big futures
A money and investment app for kids, teens, and everyone in between!
Invest in your child’s future with a stock trading account for minors.
An investment app for minors
Teach your kids smart money management and investing with Invstr Jr.
Set them up for success
Teach your kids about money management and smart spending, in our Invstr Academy and Fantasy Finance, and help them save for a rainy day.
*Debit Card will be issued in the name of the Custodian/Parent/Guardian only.
Bank on their future
Set up a recurring or one-time allowance to reward them for completing goals.
Send money anytime, anywhere. A perfect money app for teens!
Invest together
Enjoy easy stock trading for kids, where parents and guardians can carry out trades on their children's behalf. You have total oversight!
Award-Winning Education
Enroll your child in Invstr Academy, our 10-module course on investing. Bite-sized and kid-friendly. Rated best investing app for education by Bankrate.
Plans for every family
Invstr+
FREE
Brokerage, crypto, and banking account for all your investing needs.
- Brokerage account
- Banking account
- Crypto account
- Debit card
- P2P transfers
Invstr Jr monthly
$7.99/mo
Includes up to 4 kids.
Includes up to 4 kids.
Debit card, goal setting with rewards, and a custodial account for parents and kids.
- Investing for kids
- Debit card (custodied in parents’ name)
- Brokerage account
- Banking account
- Crypto account
- Debit card
- P2P transfers
- Educational app
- Parental controls
- Invstr Pro (core financial tools)
- UTMA Tax efficient savings for each Jr account
- Goals management
Invstr Jr yearly
$75/yr
Includes up to 4 kids.
Includes up to 4 kids.
Debit card, goal setting with rewards, and a custodial account for parents and kids.
A 22% discount!
- Investing for Kids
- Debit card (custodied in parents’ name)
- Brokerage account
- Banking account
- Crypto account
- Debit card
- P2P transfers
- Educational app
- Parental controls
- Invstr Pro (core financial tools)
- UTMA Tax efficient savings for each Jr account
- Goals management
The best part? You’re in control.
Parental controls make sure you’re 100% in charge and
always in the know.
Get real-time updates whenever your child requests to make an investment.
The best part?
You’re in control.
Parental controls make sure you’re 100% in charge and always in the know.
Get live updates when your child requests to make an investment.
The best part?
You’re in control.
Parental controls make sure you’re 100% in charge and always in the know.
Get live updates when your child requests to make an investment.
Your new favorite investing app for kids and parents
When it comes to your family, there’s no better way to give your kids a head start than by investing in their financial future. With Invstr Jr’s custodial account for parents, you can create a stock trading account for minors, help them invest, and teach them about money management, smart saving, and more
Invstr Jr is a money and investment account for parents and children. Parents (also referred to as custodians or guardians) have the ability to invest for their children, send rewards for goal completion, put money toward savings, and use Invstr’s robust collection of education and resources to teach their children money management and investing strategies.
For parents, Invstr Jr works as a custodial account and investing app for minors. For children, Invstr Jr is a fantastic way to learn about investing and money management with the help of a parent or guardian.
We believe that one of the best ways to give your child a head start is to invest in their future. Invstr Jr makes it easy and fun to invest for your child by providing fractional investing from just $5, with zero commission fees. Your child can also request to buy or sell stocks, with parent approval on every trade. As well, parents are exempted from paying a gift tax of up to a maximum of $16,000 per year.
Invstr Jr costs $7.99/mo or $75/yr (a 22% discount!).
Yes – Invstr Jr is a Uniform Transfers to Minors Act [UTMA] custody account. However, it is treated as a full trust account, meaning that it is opened and managed by a designated trustee (parent or guardian) for the benefit of the minor. The parent or guardian acts as a fiduciary, meaning they have a legal responsibility to prudently oversee the minor’s investments.
Invstr Jr supports up to four children in one account.
Once a minor reaches the age of majority (currently 18 years), we will work with them to transition the account. Among other things, this will mean the minor will have to agree to a new set of documents governing our relationship. At this stage the parent/guardian will not be associated with this new account.
If you are not an existing Invstr customer, you must open an Invstr+ account first. If a link has been shared with you, follow the link to download Invstr from the Apple app store or Google Play Store. You will need to go through the onboarding process for opening an Invstr+ account. After entering your details, please have the following information for setting up the Jr account:
- Child/Children Full Name
- Child/Children Date of Birth
- Child/Children Social Security Number
If you are a child requesting an Invstr Jr account, be sure to share the link via text/email with your parent or guardian to set up their Invstr+ account and then set up your Jr account.
If you are already an existing Invstr+ customer, simply click the Jr link in the side panel and follow the steps in setting up your child’s account.
Get more when you join Invstr+
Get $30 of BTC when you fund your account.*
*You will receive $30.00 of Bitcoin (BTC) as a bonus within five (5) business days of initial funding deposit clearing the Invstr+ account. To earn the bonus, you must deposit $100.00 when you open the account. Custodian must be a resident of the United States and at least 18 years old to qualify. Invstr reserves the right to end this program at anytime without prior notice. All bonus payments are offered by Invstr and not provided or funded by Vast Bank, N.A. Bonus payments may be taxable income.
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Investing involves risk and can lead to losses.
Past performance does not guarantee future results.
The content on this website is for informational purposes only and does not constitute a comprehensive description of Invstr’s services. Invstr app and web services are provided by Invstr Ltd. Invstr Ltd, Invstr Financial LLC, and Invstr Crypto LLC are subsidiaries of Marketspringpad Holdings (collectively“Invstr”) and Invstr Ltd is solely responsible for the application services and website content.
Invstr is not a bank and banking services are provided by Vast Bank, N.A.
Brokerage and Banking services are not available outside of the U.S.A.
Invstr Junior
The Invstr Jr checking, and savings accounts offered by Vast Bank, N.A. (the “Accounts”) are Oklahoma UTMA (Uniform Transfer to Minors Act) accounts, which are specialized custodial accounts where the money is under the management and control of the custodian for the benefit of the minor. The minor will not have any transactional access to or control over the Accounts themselves. The Accounts are to be used for the minor’s benefit, and any involvement of the minor with respect to the assets in the Accounts are limited to communications with the custodian for the purpose of assisting in the financial education of the minor. It is the responsibility of the custodian to act in the best interest of the minor, and the custodian is fully responsible for all transactions conducted through the Accounts, including without limitation any investment transactions which may be settled in another account. Invstr and Vast Bank, N.A. do not take any responsibility for due diligence with respect to the actions of the custodian when the custodian conducts any transactions utilizing funds available in the Accounts. Upon the minor reaching the age of majority, as defined in the Account Agreement, the funds will need to be transferred to the minor at that time.