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The bright start for big futures

A money and investment app for kids, teens, and everyone in between!

Invest in your child’s future with a stock trading account for minors.

An investment app for minors

Teach your kids smart money management and investing with Invstr Jr.

Set them up for success

Teach your kids about money management and smart spending, in our Invstr Academy and Fantasy Finance, and help them save for a rainy day.

*Debit Card will be issued in the name of the Custodian/Parent/Guardian only.

Bank on their future

Set up a recurring or one-time allowance to reward them for completing goals.
Send money anytime, anywhere. A perfect money app for teens!

Invest together

Enjoy easy stock trading for kids, where parents and guardians can carry out trades on their children's behalf. You have total oversight!

Award-Winning Education

Enroll your child in Invstr Academy, our 10-module course on investing. Bite-sized and kid-friendly. Rated best investing app for education by Bankrate.

Plans for every family

Invstr+

FREE

Brokerage, crypto, and banking account for all your investing needs.

  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers

Invstr Jr monthly

$7.99/mo
Includes up to 4 kids.

Debit card, goal setting with rewards, and a custodial account for parents and kids.

  • Investing for kids
  • Debit card (custodied in parents’ name)
  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers
  • Educational app
  • Parental controls
  • Invstr Pro (core financial tools) 
  • UTMA Tax efficient savings for each Jr account
  • Goals management 

Invstr Jr yearly

$75/yr
Includes up to 4 kids.

Debit card, goal setting with rewards, and a custodial account for parents and kids.

A 22% discount!

  • Investing for Kids
  • Debit card (custodied in parents’ name)
  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers
  • Educational app
  • Parental controls
  • Invstr Pro (core financial tools) 
  • UTMA Tax efficient savings for each Jr account
  • Goals management 

The best part? You’re in control.

Parental controls make sure you’re 100% in charge and

always in the know.

Get real-time updates whenever your child requests to make an investment. 

The best part?
You’re in control.

Parental controls make sure you’re 100% in charge and always in the know.

Get live updates when your child requests to make an investment.

The best part?
You’re in control.

Parental controls make sure you’re 100% in charge and always in the know.

Get live updates when your child requests to make an investment.

Your new favorite investing app for kids and parents

When it comes to your family, there’s no better way to give your kids a head start than by investing in their financial future. With Invstr Jr’s custodial account for parents, you can create a stock trading account for minors, help them invest, and teach them about money management, smart saving, and more

Invstr Jr is a money and investment account for parents and children. Parents (also referred to as custodians or guardians) have the ability to invest for their children, send rewards for goal completion, put money toward savings, and use Invstr’s robust collection of education and resources to teach their children money management and investing strategies.

For parents, Invstr Jr works as a custodial account and investing app for minors. For children, Invstr Jr is a fantastic way to learn about investing and money management with the help of a parent or guardian.

We believe that one of the best ways to give your child a head start is to invest in their future. Invstr Jr makes it easy and fun to invest for your child by providing fractional investing from just $5, with zero commission fees. Your child can also request to buy or sell stocks, with parent approval on every trade. As well, parents are exempted from paying a gift tax of up to a maximum of $16,000 per year.

Invstr Jr costs $7.99/mo or $75/yr (a 22% discount!).

Yes – Invstr Jr is a Uniform Transfers to Minors Act [UTMA] custody account. However, it is treated as a full trust account, meaning that it is opened and managed by a designated trustee (parent or guardian) for the benefit of the minor. The parent or guardian acts as a fiduciary, meaning they have a legal responsibility to prudently oversee the minor’s investments.

Invstr Jr supports up to four children in one account.

Once a minor reaches the age of majority (currently 18 years), we will work with them to transition the account. Among other things, this will mean the minor will have to agree to a new set of documents governing our relationship. At this stage the parent/guardian will not be associated with this new account.

If you are not an existing Invstr customer, you must open an Invstr+ account first. If a link has been shared with you, follow the link to download Invstr from the Apple app store or Google Play Store. You will need to go through the onboarding process for opening an Invstr+ account. After entering your details, please have the following information for setting up the Jr account:

 

  • Child/Children Full Name
  • Child/Children Date of Birth
  • Child/Children Social Security Number

 

If you are a child requesting an Invstr Jr account, be sure to share the link via text/email with your parent or guardian to set up their Invstr+ account and then set up your Jr account. 

 

If you are already an existing Invstr+ customer, simply click the Jr link in the side panel and follow the steps in setting up your child’s account.

Get more when you join Invstr+

Get $30 of BTC when you fund your account.*

*You will receive $30.00 of Bitcoin (BTC) as a bonus within five (5) business days of initial funding deposit clearing the Invstr+ account. To earn the bonus, you must deposit $100.00 when you open the account.  Custodian must be a resident of the United States and at least 18 years old to qualify. Invstr reserves the right to end this program at anytime without prior notice. All bonus payments are offered by Invstr and not provided or funded by Vast Bank, N.A. Bonus payments may be taxable income.

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Investing involves risk and can lead to losses. 

Past performance does not guarantee future results.

The content on this website is for informational purposes only and does not constitute a comprehensive description of Invstr’s services. Invstr app and web services are provided by Invstr Ltd. Invstr Ltd, Invstr Financial LLC, and Invstr Crypto LLC are subsidiaries of Marketspringpad Holdings (collectively“Invstr”) and Invstr Ltd is solely responsible for the application services and website content.

Invstr is not a bank and banking services are provided by Vast Bank, N.A.

Brokerage and Banking services are not available outside of the U.S.A.

Invstr Junior

The Invstr Jr checking, and savings accounts offered by Vast Bank, N.A. (the “Accounts”) are Oklahoma UTMA (Uniform Transfer to Minors Act) accounts, which are specialized custodial accounts where the money is under the management and control of the custodian for the benefit of the minor. The minor will not have any transactional access to or control over the Accounts themselves. The Accounts are to be used for the minor’s benefit, and any involvement of the minor with respect to the assets in the Accounts are limited to communications with the custodian for the purpose of assisting in the financial education of the minor. It is the responsibility of the custodian to act in the best interest of the minor, and the custodian is fully responsible for all transactions conducted through the Accounts, including without limitation any investment transactions which may be settled in another account. Invstr and Vast Bank, N.A. do not take any responsibility for due diligence with respect to the actions of the custodian when the custodian conducts any transactions utilizing funds available in the Accounts. Upon the minor reaching the age of majority, as defined in the Account Agreement, the funds will need to be transferred to the minor at that time.

Please see your Account Agreement received at the time of establishing the Account and the disclosures located in the Disclosures Library for any further terms and conditions.Invstr+Advisory services are provided by Invstr Financial LLC, an investment adviser registered with the Securities Exchange Commission (SEC) details of which can be obtained here. Securities brokerage and custody services are provided by Apex Clearing, a broker dealer registered with the SEC and a member of FINRA and SIPC. There is no bank guarantee on securities and securities may lose value.Vast Bank N.A. a nationally chartered bank and member of the FDIC, provides the banking products, including the products and services related to digital asset accounts. As with any asset, the value of Digital assets can go up or down and there can be a substantial risk that you lose money buying, holding or investing in digital assets. You should carefully consider whether trading or holding Digital assets is suitable for you in light of your financial condition. Any Digital Assets in your digital asset account are not insured by any government entities, including but not limited to FDIC or SIPC. The Invstr Visa® Debit Card is issued by Vast Bank, N.A. pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa debit cards are accepted.Watchlists provided when users first access the service are not a recommendation to invest. Instead they are provided to help users better navigate the service. Users are free to edit and create their own watchlists. From time to time, Invstr will suggest instruments solely based on an individual’s interest and the interest levels of the Invstr community. The statistical and portfolio builder models generated by Invstr do not reflect actual investment results and are not guarantees of future results. Comments provided by Invstr leaders, influencers or members of the Invstr Community are not recommendations and should not be construed as such. Invstr does not endorse the content or the positions posted by them. Their investment approach, and that of the models provided by Invstr, may be different from yours and may not be appropriate for you.Investors should be aware that system response, execution price, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors.