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Investment accounts for children

When it comes to your child’s future, an investment plan and portfolio are the most valuable tools you can give them. Invstr Jr’s child and custodial investment account makes investing fun, safe, and easy for the whole family.

Investment accounts for minors and their guardians

The smart way to ensure your children’s financial future

Secure investing and money management

Make secure investments for your children and buy stocks for minors with zero commission fees and fractional investing from just $5. With real-time analysis, personalized stats, and a robust library of educational resources, Invstr Jr makes it easy for children and parents to understand stocks, the stock market, and portfolio management. 

Parent-controlled children’s portfolio

Get full oversight with parent approval on every trade and real-time updates on your child’s activities in the app. You’ll be notified anytime they request to make a stock trade or spend money.

Award-winning education

When it comes to investing, there’s nothing more important than staying educated. Enroll your child in Invstr Academy, our award-winning 10-module course on investing. Bite-sized and kid-friendly–and written by investing experts.

Plans for every family​

Simplifying stocks for children

It’s never too early to get your child financially savvy and secure. With Invstr Jr’s child investment accounts, you get all the benefits of a custodial account with the fun and innovation of Invstr’s educational platform. Help your child invest and learn at the same time, and watch their future grow. 

Plans for every family

Invstr+

FREE

Brokerage, crypto, and banking account for all your investing needs.

  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers

Invstr Jr monthly

$7.99/mo
Includes up to 4 kids.

Debit card, goal setting with rewards, and a custodial account for parents and kids.

  • Investing for kids
  • Debit card (custodied in parents’ name)
  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers
  • Educational app
  • Parental controls
  • Invstr Pro (core financial tools) 
  • UTMA Tax efficient savings for each Jr account
  • Goals management 

Invstr Jr yearly

$75/yr
Includes up to 4 kids.

Debit card, goal setting with rewards, and a custodial account for parents and kids.

A 22% discount!

  • Investing for Kids
  • Debit card (custodied in parents’ name)
  • Brokerage account
  • Banking account
  • Crypto account
  • Debit card
  • P2P transfers
  • Educational app
  • Parental controls
  • Invstr Pro (core financial tools) 
  • UTMA Tax efficient savings for each Jr account
  • Goals management 

The best part? You’re in control.

Parental controls make sure you’re 100% in charge and

always in the know.

Get real-time updates whenever your child requests to make an investment. 

An investment plan for children

The key to generational wealth is instilling good financial habits and sensibilities in the next generation. Invstr Jr makes it easy to collaborate with your child on an investment plan, so that they’re set up for the future. Help them research and trade stock for children, save and earn money, and learn about investing and good financial habits. Add up to 4 minors on your Invstr Jr investment account for children!

Invstr Jr is a money and investment account for parents and children. Parents (also referred to as custodians or guardians) have the ability to invest for their children, send rewards for goal completion, put money toward savings, and use Invstr’s robust collection of education and resources to teach their children money management and investing strategies.

For parents, Invstr Jr works as a custodial account and investing app for minors. For children, Invstr Jr is a fantastic way to learn about investing and money management with the help of a parent or guardian.

We believe that one of the best ways to give your child a head start is to invest in their future. Invstr Jr makes it easy and fun to invest for your child by providing fractional investing from just $5, with zero commission fees. Your child can also request to buy or sell stocks, with parent approval on every trade. As well, parents are exempted from paying a gift tax of up to a maximum of $16,000 per year.

Invstr Jr costs $7.99/mo or $75/yr (a 22% discount!).

Yes – Invstr Jr is a Uniform Transfers to Minors Act [UTMA] custody account. However, it is treated as a full trust account, meaning that it is opened and managed by a designated trustee (parent or guardian) for the benefit of the minor. The parent or guardian acts as a fiduciary, meaning they have a legal responsibility to prudently oversee the minor’s investments.

Invstr Jr supports up to four children in one account.

Once a minor reaches the age of majority (currently 18 years), we will work with them to transition the account. Among other things, this will mean the minor will have to agree to a new set of documents governing our relationship. At this stage the parent/guardian will not be associated with this new account.

If you are not an existing Invstr customer, you must open an Invstr+ account first. If a link has been shared with you, follow the link to download Invstr from the Apple app store or Google Play Store. You will need to go through the onboarding process for opening an Invstr+ account. After entering your details, please have the following information for setting up the Jr account:

 

  • Child/Children Full Name
  • Child/Children Date of Birth
  • Child/Children Social Security Number

 

If you are a child requesting an Invstr Jr account, be sure to share the link via text/email with your parent or guardian to set up their Invstr+ account and then set up your Jr account. 

 

If you are already an existing Invstr+ customer, simply click the Jr link in the side panel and follow the steps in setting up your child’s account.

Get more when you join Invstr+

Get $30 of BTC when you fund your account.*

*You will receive $30.00 of Bitcoin (BTC) as a bonus within five (5) business days of initial funding deposit clearing the Invstr+ account. To earn the bonus, you must deposit $100.00 when you open the account.  Custodian must be a resident of the United States and at least 18 years old to qualify. Invstr reserves the right to end this program at anytime without prior notice. All bonus payments are offered by Invstr and not provided or funded by Vast Bank, N.A. Bonus payments may be taxable income.

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Risk Disclosure:

Invstr is not a bank and banking services are provided by Vast Bank, N.A.

Brokerage and Banking services are currently only available to U.S. residents.

Invstr app and web services are provided by Invstr Ltd. Advisory services are provided by Invstr Financial LLC, an investment adviser registered with the Securities Exchange Commission (SEC) details of which can be obtained here. Securities brokerage and custody services are provided by Apex Clearing, a broker dealer registered with the SEC and a member of FINRA and SIPC. There is no bank guarantee on securities and securities may lose value.

Investing involves risk and can lead to losses. Past performance does not guarantee future results.

Vast Bank N.A. a nationally chartered bank and member of the FDIC, provides the banking products, including the products and services related to digital asset accounts. As with any asset, the value of Digital assets can go up or down and there can be a substantial risk that you lose money buying, holding or investing in digital assets. You should carefully consider whether trading or holding Digital assets is suitable for you in light of your financial condition. Any Digital Assets in your digital asset account are not insured by any government entities, including but not limited to FDIC or SIPC.

The Invstr Visa® Debit Card is issued by Vast Bank, N.A. pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa debit cards are accepted. Invstr Ltd, Invstr Financial LLC and Invstr Securities Ltd are subsidiaries of Marketspringpad Holdings (collectively “Invstr”) and Invstr is solely responsible for the application services and website content.

Watchlists provided when users first access the service are not a recommendation to invest. Instead they are provided to help users better navigate the service. Users are free to edit and create their own watchlists. From time to time, Invstr will suggest instruments solely based on an individual’s interest and the interest levels of the Invstr community.The statistical and portfolio builder models generated by Invstr do not reflect actual investment results and are not guarantees of future results.Comments provided by Invstr leaders, influencers or members of the Invstr Community are not recommendations and should not be construed as such.Invstr does not endorse the content or the positions posted by them. Their investment approach, and that of the models provided by Invstr, may be different from yours and may not be appropriate for you.