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Are you a motivated 14-year-old eager to learn how to make money, or a parent looking to guide your teenager towards financial independence? You’ve come to the right place! In today’s fast-paced world, financial literacy and the ability to earn money at a young age can empower teenagers to develop essential life skills while gaining a sense of responsibility.
In this comprehensive guide, we will explore creative and safe ways for 14-year-olds to make money, all while keeping their studies and well-being a priority. We’ll also introduce you to a valuable resource called Invstr Jr, an investment app for kids designed to educate and empower young individuals with the financial knowledge they need to succeed. Invstr Jr not only equips teens with money management skills but also offers opportunities to practice and grow their financial acumen.
So, whether you’re a teenager aiming to earn some cash or a parent seeking to support your child’s financial education journey, this article will provide you with valuable insights and actionable tips on how to make money as a 14-year-old.
Now, let’s dive into the exciting world of financial opportunities for young teens and discover how you can start building a brighter financial future today.

How can you find a part-time job suitable for a 14 year old?
Finding a suitable part-time job for a 14-year-old can be an exciting endeavor that not only puts some extra money in your pocket but also offers valuable life experiences. However, before diving into the world of work, it’s essential to be aware of legal requirements specific to your location. In many places, there are restrictions on the types of jobs, hours, and conditions that are suitable for teenagers of this age group. Make sure to check with local labor laws and obtain any necessary permits or permissions.
Now, let’s explore several avenues how to make money as a 14-year-old with a part-time job:
- Utilizing Online Freelancing Platforms:
Thanks to the digital age, there are numerous online freelancing platforms where you can offer your skills and services. Whether you’re skilled in writing, graphic design, or coding, platforms like Upwork and Fiverr can open up opportunities to work on projects for clients worldwide.
- Asking Local Businesses:
Local businesses, such as restaurants, cafes, or retail stores, may hire teenagers for part-time positions like bussing tables, cashiering, or assisting with inventory. Approach these businesses in person, showcasing your enthusiasm and willingness to learn.
- Leveraging Your Hobbies:
If you have a passion or hobby, consider turning it into a part-time gig. For instance, if you’re an avid photographer, you could offer photography services for events or local clients. This not only allows you to make money but also lets you do something you love.
- Asking Family and Friends for Tasks:
Don’t underestimate the power of your network. Family and friends may have tasks they’d be willing to pay you for, such as pet sitting, gardening, or running errands. It’s a great way to earn money while helping out loved ones.
These various avenues offer diverse opportunities to make money for 14-year-olds and to find part-time employment. However, always prioritize your safety and well-being and ensure that any job you take aligns with legal requirements and parental consent. With determination and a proactive approach, you can embark on your journey to earning money responsibly and gaining valuable life skills.
Types of jobs for 14 year olds can do online
In today’s digital age, there are plenty of online job opportunities perfectly suited for 14-year-olds to earn money while staying at home or in their free time. These jobs not only offer financial rewards but also provide valuable skills and experiences. Here are some online jobs that make great options for teenagers:
1. Freelance Writing:
If you have a knack for words, freelance writing is an excellent choice. You can write articles, blog posts, or website content for clients. It not only hones your writing skills but also allows you to express your creativity.
2. Social Media Management:
Many small businesses seek help managing their social media accounts. If you’re social media-savvy, you can create and schedule posts, engage with followers, and help businesses build their online presence.
3. Online Tutoring:
If you excel in a particular subject, consider online tutoring. You can help other students understand challenging topics, reinforcing your own knowledge while earning money.
4. Content Creation:
Platforms like YouTube offer opportunities for content creators. Whether you’re into gaming, vlogging, or educational content, creating and uploading videos can lead to ad revenue and sponsorship deals.
5. Blogging:
Starting a blog allows you to share your interests and knowledge. Over time, you can earn money through ads or sponsored posts, all while developing your writing and marketing skills.
6. E-commerce:
If you’re crafty or have a unique product to sell, platforms like Etsy provide a platform to showcase and sell your creations. It’s an excellent way to turn your hobbies into income.
7. Online Reselling:
Explore online marketplaces like eBay or Amazon for opportunities to buy and resell items. This teaches you about pricing, marketing, and e-commerce strategies.
8. Online Research:
Conducting online research for individuals or businesses is another valuable skill. You can help with market research, data collection, or information-gathering tasks.
9. Remote Data Entry:
Data entry tasks are often available for remote workers. They require attention to detail and accuracy, making them suitable for teenagers who are diligent and organized.
These online jobs offer flexible schedules and opportunities to earn money while honing essential skills like time management, communication, and digital literacy. However, it’s crucial to balance work with school and other activities, ensuring that your online job complements your overall well-being and growth.

Types of jobs for 14 year olds
For 14-year-olds seeking local job opportunities, there’s a range of options that not only allow you to earn money but also contribute to your community. Here are some types of jobs suitable for young teens:
Babysitting: Caring for younger children while their parents are away is a responsible and rewarding job that can help you develop patience and childcare skills.
Pet Sitting: Looking after pets and ensuring their well-being is ideal for animal lovers. It’s a great way to earn money while spending time with furry friends.
Yard Work: Tasks like lawn mowing, gardening, and raking leaves offer physical activity and a sense of accomplishment while helping neighbors maintain their properties.
House Cleaning: Assisting with household chores and cleaning can help you learn about cleanliness and organization.
Tutoring: Helping younger students with subjects you excel in not only reinforces your knowledge but also provides valuable teaching experience.
Lawn Care: Providing lawn maintenance services to neighbors can be a seasonal job that helps you develop responsibility and entrepreneurial skills.
Shoveling Snow: Clearing driveways and sidewalks during winter is a service in high demand, especially in colder climates.
Farm Work: Assisting on local farms during certain seasons exposes you to agricultural practices and hard work.
Retail or Grocery Stores: Some stores hire young teens for tasks like stocking shelves, offering a glimpse into the world of retail.
Fast Food or Ice Cream Shops: Assisting with tasks like taking orders allows you to gain customer service experience.
Newspaper Delivery: Delivering newspapers to homes in your neighborhood helps you build responsibility and punctuality.
Library Assistant: Shelving books and helping visitors at local libraries fosters a love for reading and community involvement.
Art and Craft Sales: Creating and selling crafts at local markets can tap into your creativity and entrepreneurial spirit.
Baking or Cooking: Selling homemade baked goods or meals to neighbors showcases your culinary talents and business skills.
Technology Help: Assisting older individuals with setting up gadgets or troubleshooting tech issues is a valuable service in today’s digital world.
Whether you choose to care for children, pets, lawns, or lend a hand in your community, these local jobs provide opportunities to learn new skills, earn money, and develop a strong work ethic from an early age.
Businesses 14 year olds can start to make money
If you’re a 14-year-old with an entrepreneurial spirit, there are various business ideas you can explore to kickstart your journey as a young business owner. Here are some types of businesses that are suitable for teens:
1. Lawn Care Service:
Offer lawn mowing, weeding, and yard maintenance services to neighbors. It’s a hands-on business that can help you develop responsibility and earn money.
2. Pet Sitting/Dog Walking:
Provide pet owners with services like pet sitting, dog walking, or feeding. Caring for animals can be both fun and profitable.
3. House Sitting:
Offer house sitting services for neighbors or family friends when they are away. It’s a trustworthy service that can earn you extra income.
4. Social Media Management:
Help small businesses manage their social media accounts. If you’re tech-savvy and understand social media trends, this could be a lucrative venture.
5. Jewelry Making:
Create and sell custom jewelry pieces online or at local craft fairs. This business allows you to showcase your creativity and design skills.
6. Personalized Crafts:
Design and sell personalized items like keychains, notebooks, or phone cases. Customization adds a unique touch to your creations.
7. Tech Repair Services:
Offer tech support and repair services for devices like phones or computers. If you’re tech-savvy, this is a valuable skill to monetize.
8. Photography Services:
Provide photography services for local events or portraits. If you have a passion for photography, this business can capture precious memories while earning you money.
Starting your own business as a 14-year-old not only allows you to earn money but also fosters essential skills such as creativity, problem-solving, and customer service. Remember to research local regulations and obtain any necessary permits or approvals before launching your business venture. With determination and a strong work ethic, you can turn your entrepreneurial dreams into reality.

Other ways 14 year olds can make money
In addition to traditional jobs and entrepreneurial ventures, there are several alternative ways for 14-year-olds to make money and build financial independence. Here are some creative options:
1. Investing Pocket Money:
Instead of spending all your pocket money, consider investing a portion in the stock market. The Invstr Jr app is a fantastic tool to learn about investing and begin your journey toward financial literacy.
As a 14-year-old, you might be wondering why it’s crucial to learn about money management and how to make money at such a young age. Well, financial literacy isn’t just for adults; it’s a skill that can empower you for life. Learning about finances early on sets a strong foundation for making informed decisions in adulthood. It helps you understand the value of money, budgeting, and saving.
2. Completing Chores:
Offer to take on additional household chores in exchange for an allowance. It’s a great way to demonstrate responsibility while earning extra money. Using the Invstr Jr app, you can request your parents to make a financial goal for you, and you can get rewarded when you achieve it! Managing your money teaches responsibility and discipline, essential qualities for financial success in any aspect of life.
3. Selling Unwanted Items:
Declutter your room and sell unwanted items online through platforms like eBay or a local garage sale. You’ll not only tidy up your space but also generate some cash.
4. Helper to Your Parents:
Offer your assistance to your parents for tasks like grocery shopping, cooking, or organizing. They may be willing to reward your help with money or other privileges.
Continue building your savings, and as you accumulate more funds, explore opportunities to invest in stocks, bonds, or other investment vehicles. Invstr Jr can help you understand the basics of investing and provide a safe platform to practice.
To kickstart your journey to financial literacy, consider using resources like Invstr Jr, a platform designed to educate and empower young individuals with the financial knowledge they need to succeed. With Invstr Jr, you can learn the ins and outs of money management, investing, and more in a fun and engaging way.
How can you start a small business?
For ambitious 14-year-olds, starting a small business can be a fantastic way to make money and gain valuable entrepreneurial experience.
1. Identify Your Passion:
Think about what you’re passionate about or what skills you possess. Your business idea should align with your interests.
2. Create a Business Plan:
Outline your business idea, target audience, and marketing strategy. Having a plan will help you stay organized.
3. Seek Support:
Don’t hesitate to seek advice from parents, teachers, or mentors who can guide you in setting up and running your business.
4. Start Small:
Begin with a manageable venture that doesn’t require significant upfront costs. For example, you could start a small online store selling handmade crafts.
5. Learn About Finances:
As a young entrepreneur, it’s crucial to understand the financial aspects of your business. Invstr Jr can provide valuable insights into managing business finances.
Starting a small business not only allows you to earn money but also teaches you essential skills like problem-solving, marketing, and customer service.
How to balance earning with school and other commitments?
Balancing earning money with school and other commitments is crucial for 14-year-olds. It’s essential to prioritize schoolwork and ensure that part-time jobs or business ventures don’t hinder your academic performance. Here’s the key: responsibility. Create a schedule that allocates time for studying, work, and leisure. Communicate with your parents or guardians to maintain their support and guidance. Learn to manage your time efficiently, setting realistic goals and boundaries. Remember that education is an investment in your future, and by maintaining this balance, you can develop essential life skills while securing a brighter tomorrow.

Conclusion
In this comprehensive guide, we’ve explored various avenues for 14-year-olds to embark on their journey toward financial independence. Whether through part-time jobs, entrepreneurial ventures, or alternative money-making methods, young teens can develop valuable skills, a strong work ethic, and a sense of responsibility.
As you navigate the exciting world of earning money, don’t forget the importance of financial literacy. Understanding how to manage and invest your earnings wisely is a skill that will serve you well throughout life. And that’s where Invstr Jr comes in.
Invstr Jr is an invaluable resource designed to educate and empower young individuals with financial knowledge. It offers interactive lessons, simulated stock market situations, and insights into budgeting, investing, and more, all tailored to your age group.
So, whether you’re exploring part-time jobs, starting a small business, or looking for alternative ways to make money, remember that your financial journey begins with knowledge and action. Visit Invstr Jr to discover how you can take charge of your financial future today. Your future self will thank you for it!
This article was generated using automation technology. It has been thoroughly reviewed, edited and fact-checked by an editor at Invstr.
All investing involves risk and can lead to losses.
Past performance does not guarantee future results.
Invstr Financial LLC (Invstr) is registered as an advisor with the SEC. Securities trading is offered to self-directed investors by Social Invstr LLC, a member of FINRA.